Baccarat Lobby

Play Baccarat Lobby Online

Once you sign up at Christchurch Casino, you can play Baccarat Lobby by Pragmatic Play. Our online casino has a fantastic collection of live casino games, including over 350 titles from this studio. We are constantly introducing new games to our platform, including live TV game shows and modern versions of the classics, such as baccarat.

Baccarat Lobby is a fantastic live casino game and a great entry point for beginners. It is based on the iconic card game of baccarat, where players bet either for the player, the banker, or a tie. The player and banker want to get as close to nine as possible in each round. The game is typically played using eight decks of cards, and the face cards are all worth 0. Some versions of baccarat use fewer decks. Ensure you check the paytable for an exact number.

If you enjoy this casino game, we have dozens more just like it from Pragmatic . But if you want to know how to play Baccarat Lobby, how to win, and the maximum amount you can claim, then keep reading!

How to Play Baccarat Lobby

Baccarat Lobby is a straightforward card game once you understand the rules. Each round, or game, is part of a shoe. The shoe is a fancy term for when the croupier has to reshuffle the cards and there are usually over 60 games in one shoe. We will explain more about shoes and how they affect roadmaps later. All you need to know is the term to avoid any confusion.

A game involves dealing two cards to the player and the same number to the banker. The round can end after the croupier deals the four cards, or additional cards are required depending on the total for both players. The aim is to get as close as possible to nine without going over. If the total eclipses the target of nine, the counter will reset to zero, and they will add the remainder.

Baccarat Lobby is a superb live casino game which uses eight decks of cards. That means you can end up with identical cards in one hand, as there will be multiple Ace of Spades, for example. However, the value of the playing cards is unique. Understanding these values will help you master this real-money casino game.

  • Ace: 1 Point
  • Two: 2 Points
  • Three: 3 Points
  • Four: 4 Points
  • Five: 5 Points
  • Six: 6 Points
  • Seven: 7 Points
  • Eight: 8 Points
  • Nine: 9 Points
  • Ten: 0 Points
  • Jack: 0 Points
  • Queen: 0 Points
  • King: 0 Points

The round concludes when the player or banker lands a natural nine or gets as close to nine as possible after the additional cards. In this game, there are three betting options and multiple side bets. Each option has different odds, depending on the version of baccarat you play. In the Baccarat Lobby, players will receive the value of their bet in profit when betting on the player. The banker has the same returns but includes a 5% commission. That means you will make 95% of what you staked in profit, plus your original bet. A tie is worth 8:1, which is eight times the value of your bet plus your stake.

We have outlined how to play Baccarat Lobby to help new players get up to speed:

  • Play Baccarat Lobby: You can access all our real money games when you register at Christchurch Casino. That includes Baccarat Lobby, which is a live casino game. This unique genre features a croupier and a baccarat table, which is being live-streamed to players worldwide. Each round progresses continually, and you can join or leave at any time.
  • Check the Paytable: When the game loads, you can start to click the various buttons on your screen. Look for the paytable and learn the rules of the game. You will find out what makes a winning hand, what each bet pays, and more. We recommend all players check the paytable before putting money on the line.
  • Set a Budget: Setting a budget is important whenever you play a game where your cash is on the line. This will help ensure you do not lose more than anticipated and keep each round exciting and fun. Our online casino has various responsible gambling tools to help you manage the situation.
  • Adjust your Bet: Now that you have a budget in mind, you can click the chip icon to adjust the size of your bet. We recommend setting your bet quite low if this is your first time playing a live casino game. Rounds come thick and fast, and you want to ensure you get the most opportunities to win with the least risk.
  • Play a Round: Now that you are armed with some information, you are ready to play and see how things go. There are a couple more rules to understand before you become an expert, but you can play for real money and see if you can win. Any new player at Christchurch Casino will receive a welcome bonus when they sign up. You can use this bonus to play Baccarat Lobby with less risk and withdraw your winnings when you meet the wagering requirements.

Baccarat Additional Cards

The most troublesome part of Baccarat Lobby is understanding when the player or banker can draw an additional card. Usually, the player and banker only receive two cards before the round is over. However, they can use more cards when both have a low total after the first round.

Player:

  • Point value of 0, 1, 2, 3, 4, 5: Draw an extra card
  • Value of 6 & 7: Stands (no additional card)
  • 8 or 9: Considered a “Natural Hand” (no additional card)

While these rules are straightforward for the player, the banker has a distinct set to contend with. Typically, the banker can only draw an extra card if the player’s score meets certain conditions.

Banker:

  • Point Value of 0, 1, 2: Draws an additional card
  • 3: Draw an additional card unless the player has a value of 8
  • 4: Draw an extra card when the player has a value of 2, 3, 4, 5, 6, or 7. Do not gain an additional card if the player has 0, 1, 8, or 9.
  • 5: Gets an extra card when the player has a value of 4, 5, 6, or 7. Stands when the player has 0, 1, 2, 3, 8, 9
  • 6: Draw another card if the player has 6 or 7. Stands for all other numbers.
  • 7: Always stands (no additional card)
  • 8 & 9: Considered a natural, and neither the player nor banker will draw a card

These rules will confuse anyone playing baccarat for the first time. However, they are more straightforward than they seem. When playing Baccarat Lobby, the live croupier will explain when an extra card is needed. This is usually when both the player and banker have a low score. A good rule of thumb is that if the player has less than five and the dealer has a similar total, be prepared for an extra round.

Baccarat Lobby Roadmaps

If you have seen a baccarat table at a brick-and-mortar casino, you will see several graphs and coloured circles on screens surrounding the dealer. These graphs are roadmaps and act as a record of the previous rounds. Players can look at these roadmaps and determine if there have been win streaks in the current shoe. These roadmaps last until the shoe is completed. When the shoe ends, the croupier will reshuffle the eight decks, clear the roadmap, and restart the game.

Each player will have a different preference for the type of roadmap to use, but each one tells a similar story in varying levels of detail. We recommend all players learn the Big Road. This is the most common roadmap, and you can figure out the rest with an understanding of this type of display.

Big Road

The Big Road is a grid system with six rows and various symbols. A blue circle represents a win for the player, the banker gets a red circle, and a tie is a green line. They also track if the player or banker won with a pair, and this is shown with a little dot on the circle. When a shoe begins, they record the first result in the top left corner.

Let’s say the player won the first round, so it’s a blue circle. A red circle will appear in the next column if the banker wins the second game. Further banker wins will be stacked on top unless the streak runs out and the player wins.

If the banker wins six or more in a row, the circles will continue across the bottom row of each column. While it may look like an L shape to beginners, experienced players call this a dragon. Players will follow the dragon as it represents a long win streak for either the player or the banker. You can have multiple dragons in one shoe, a sign of several win streaks.

In the case of a tie, they will add a green diagonal line to the roadmap. If a tie is the first result in a shoe, it will take up an entire box by itself. Otherwise, the green line will go over the most recent circle. The line can change into a number if there is a series of ties in a row. This is to convey whether a tie came first or if there was a win before a tie.

Bread Plate

Using the Bread Plate roadmap is a good idea for beginners, as it can look clearer and less complicated. Each hand gets marked on the board with its symbol. The player is still blue, and the banker is red, but they are solid colours. Green is reserved for a tie and receives its own space on the grid, not a line over an existing circle.

This system marks every result for the player, banker, or tie. The old column must be filled before they start a new one, which means there are no dragons. Instead, a column will be one colour when there is a winning streak. Starting in the top left corner, you can skim down each column and follow each result of the current shoe. When the shoe is over and the dealer shuffles the cards, they will wipe the roadmap and start again.

You can swap between different roadmaps or click them for more information when playing live casino games. When using the Bread Plate, you will see a B, P, or T symbol, which represents the banker, player, and tie. If you click on this roadmap, it will switch to a numerical representation. This shows you the winning points of the previous round. That means if you see a red five, the banker won with a score of five.

Derived Roads

Three roadmaps fall under one category. The Big Eye Boy, Small Road, and Cockroach Road. They do not show every previous result or even who won the last round. Instead, they indicate when a pattern is present or not. The red and blue symbols no longer stand for the banker and player, instead, they only confirm if there is a pattern. Red means there is a pattern, whereas blue is when the shoe is choppy, meaning there is no current streak.

These roadmaps ignore ties, pairs, or naturals, as they are only concerned with the results of the player and banker. Each system uses a different icon so you can easily tell them apart. The Big Eye Boy uses hollow circles, the Small Road uses solid circles, and the Cockroach Road uses slashes or ticks. However, none of these roadmaps begin with the first result. Instead, they require at least one result in the second, third, or fourth column, respectively, to begin.

Each system is visually intense, especially if you are not accustomed to online slots or games with lots of symbols. However, once you understand how to read a roadmap, it is easy to use to your advantage. Every roadmap starts in the top left corner and will either continue to fill every row before starting a new column or bend to the right at 90 degrees and continue across the other columns. This is called a dragon and is sought after by all players!

How to Win on Baccarat Lobby

No matter what table game you decide to play, finding out how to win is one of the most important aspects. In games like Baccarat Lobby, winning is down to a mixture of luck and skill. Before each round begins, you have three options: bet on the player, the banker, or a tie. In each round, one of these options will be correct and the other two will result in no payout. We only recommend betting on one option per round.

Of these three options, two have very similar returns. Betting on the banker has the lowest potential reward, as there is often a 5% commission on any winnings. Some versions of baccarat forgo any commission, but that will be evident when examining the paytable. The player is the next most rewarding bet, as you will win in profit however much you have staked. A tie is the best-paying wager, but it is also the rarest. You need both the player and banker to finish on the same tally after the cards are drawn.

To help you make wins while playing this live casino game, we have outlined some important details below:

  • Point System: The point system in Baccarat is unique. While the game uses the same playing cards you will find in blackjack or various poker tables, the values of the cards are slightly different. No card is worth ten points. Anything typically worth ten in blackjack, like the jack, king, or queen, is now worth zero. If you start with a 9 and a 10, your total is 9.
  • Loop Around: On top of the unique point system, there is a special feature where you cannot bust. Instead, when you go past nine points, you start again at 0. For example, if you start with a pair of 8s, your score is not 16. It will loop back around and end up as 6. That means starting with a 9 and an ace will put your score at 0.
  • Player: Betting on the player to win is a popular option because you will avoid any commission. The odds for this market are 1:1, which means you will receive however much of your stake plus your original bet. If you wagered $100 on the player, you would end up with $200. Half of this amount would be profit, and the other half is the original stake.
  • Banker: The odds for the banker to win are 1:1, but that does not include a 5% commission by the bank. Many players will side with the banker and accept the commission, as the banker has a higher chance of drawing an extra card and potentially winning the round. When betting $100 on the banker, you will receive $195 if your wager is successful. This includes your original stake plus $100 in profit minus $5 for the commission. Consider the actual returns as 0.95:1 when playing Baccarat Lobby.
  • Tie: Betting on a tie is a rare event in baccarat, which is reflected by the high returns. While anything can happen in every round, choosing a tie is the least likely outcome. This option has returns worth 8:1, which is eight times the value of your bet. If you wagered $100 on a tie, you would receive $900, including your original stake.

As a live casino game, Baccarat Lobby is all about making quick decisions. While you do not have to play every round, it is easy for players to miss an opportunity to place their bets before the round begins. We have multiple tools at Christchurch Casino to help players with their wagers. This includes an auto-play feature where they will automatically place your bet at the start of each round. Sign up at our casino and start playing one of the most popular games by a trusted provider.

Baccarat Lobby Special Features

When compared to other card games, baccarat has a few special features. These features help make each round unpredictable and exciting, no matter how often you play. There is no way of knowing who will win ahead of a round, so every player enters on a level playing field.

If you have experience playing other table games like blackjack, then a deck of cards offers no surprises. However, in Baccarat, the scores for face cards are zero, not ten. This means you cannot bus,t but you can overshoot the mark. These features are unique to baccarat, and you won’t find similar mechanics when playing other live casino games like roulette.

Tie Feature

The first special feature is the tie. This is where you can bet on the banker and player ending with the same total after the round. It is a rare feature because a tie in games like blackjack is a push. This is where the player ties with the dealer, and no winnings are distributed. Instead, the croupier will return the player’s stake, and the next round begins. In Baccarat Lobby, you can bet on a tie and win eight times the value of your bet.

Score Feature

While baccarat uses playing cards, it has a unique score system in place. When you find a card that is typically worth ten points, it is worth zero in Baccarat Lobby. This is because of a unique score system where the maximum is nine points. Going over 9 will send you back down to zero to start over again. The goal is to get as close to nine as possible, but you cannot bust. If you start with two 9s, your score will be 8, not 18.

Baccarat Lobby Side Bets

If you choose to play Baccarat Lobby by Pragmatic , you will have a selection of side bets. The payouts from the side bets range from 1:1 up to 30:1, resulting in 30 times the value of your bet. Considering a tie gives you 8x, these options make each round even more exciting.

Player Pair and Banker Pair

This side bet allows you to wager on whether the player or dealer will have a pair from the first two cards. These wagers are separate, meaning you can either bet on the player or the banker to find a pair. The payout for this side bet is a whopping 11:1, which results in 11 times your bet plus your stake back. This wager includes a perfect pair of two identical cards or a pair across any suit. Each pair results in the same payout of 11:1.

Either Pair

This bet involves a smaller payout than the side bets listed above, but it awards a payout for the player and banker. You can place one bet and win if either the player or the banker starts with a pair. This bet wins if the player and banker each end up with a pair. You will receive odds worth 5:1 if successful.

Perfect Pair

The second-largest payout in Baccarat Lobby is the perfect pair. This side bet includes both the player and the banker in one wager. You will receive a payout worth 25:1 if the player or banker receives a matching pair of cards. That means the cards must have the same value and suit to be a winner.

Player/Banker Bonus

This side bet is split in two, as you can bet on the player's or banker's bonus. For the wager to be a winner, you need to end up with a natural 8 or 9 and win by five points or more. You will trigger a push if the player and banker tie with a natural 8 or 9. Suppose you find a natural but do not win by five points or more, you end up with a payout worth 1:1. A natural where one side wins by five is worth 2:1, six points will give 4:1, seven is 6:1 and eight is 10:1. The largest payout you can win in Baccarat Lobby is a natural win by nine points, worth 30:1 or 30 times the value of your bet.

Most Pragmatic live baccarat tables include these side bets. However, other versions of this live casino game include more options, such as the no-commission version. Players can bet on the banker without losing 5% of their winnings. This applies to any point’s total wins except 6. If the banker wins by six points, the payout will be 0.5:1, which is half your bet. There is also an additional side bet where you can get insurance for a 6-point win.

Baccarat Lobby Maximum Payout

The maximum you can win when playing the normal version of Baccarat Lobby is eight times the value of your bet. It does not matter how much you decide to stake, as the most you can win is equal to 8x. To claim this prize, players must bet on a tie. You need the player and banker to end up with the same total after they deal the cards.

If you include side bets, the maximum you can win in one round is 30:1. That means betting $10 on this option will return $300 in profit plus your $10 stake back. While other popular games have even larger prizes, players return to baccarat for the fast-paced, exciting rounds. You can check our range of jackpot slots if you want to play games with bigger maximum wins.

Baccarat Lobby RTP

Baccarat Lobby is a fantastic live casino game available for all members of Christchurch Casino. However, while the gameplay is straightforward, there is a different RTP for each type of wager in the game. There is little difference between the two most common types of bets, the player and the banker. Overall, the RTP of the game is 98.76%

The RTP in Baccarat Lobby is higher than most slots. That is one of many reasons this is one of the most popular games at our online casino. Each round is fast, and you can secure fantastic returns when utilising the side bets. Even if you stick to just the player and banker, you can secure large wins if there is a winning streak.

Play Baccarat Lobby for Real Money

Sign up at Christchurch Casino to play Baccarat Lobby for real money. We have a superb selection of live casino games for players, including multiple live baccarat tables from different providers. Any new player can claim a welcome bonus when they create an account, and you can use this bonus to play Baccarat Lobby. Our casino is committed to providing players with an unrivalled experience. Be on the lookout for more new games in the future!

Who Made Baccarat Lobby?

One of the best casino game providers of all time created Baccarat Lobby. Pragmatic is responsible for an unbelievable amount of fantastic real-money games. This includes a collection of iconic slots and a mix of live TV game shows and table games. We have over 380 games from this studio, including some of their biggest hits. We have exciting online slots like Sweet Bonanza and more traditional video slot machines like Big Bass Bonanza. If you enjoy either of these titles, they are part of a series you can enjoy at Christchurch Casino. We have multiple Big Bass titles and even a live version of Sweet Bonanza called Sweet Bonanza CandyLand.

If you want to play other exciting table games, Pragmatic Play has designed a variety. They have a fantastic live blackjack series called Blackjack Lobby and a quick-fire Speed Roulette 1 game. This studio has also championed the latest live casino craze by mixing aspects of online slots with a TV game show format. Snakes and Ladders Live takes this one step further by merging the classic board game with real money prizes. There are multiple minigames, bonus features, and huge multipliers to win on each spin. Create your account at our online casino and play all the games mentioned, plus many more!

Baccarat Lobby

Game Stats

Provider
RTP (Return to Player)
98.76%